Fact: more than one out of five adult Social Security beneficiaries has served in the military. So more than 20% of Social Security benefits are received by veterans. Veterans and their families make up 35% of those receiving Social Security.

Earnings for active duty military service or active duty training have been covered under Social Security since 1957. Social Security also has covered inactive duty service in the Armed Forces reserves (such as weekend drills) since 1988. (If someone served in the military before 1957, they did not pay Social Security taxes. But they did receive special credit for some of their service time.)

People are eligible to receive both Social Security benefits and military retirement. Generally, there is no reduction of Social Security benefits because of military retirement benefits. Recipient’s receive full Social Security benefits based on earnings.

    Note: Social Security offers veterans expedited processing on their applications for disability benefits.

Make certain you are receiving all those benefits for which you are eligible. If you served in the Armed Forces and are now pondering retirement, you should spend some time researching benefits.

– John D. Miller is the founder/owner of Home Care Partners, LLC, a Massachusetts business providing private duty, personalized in-home assistance and companion care services to those needing help in daily activities and household functions. He can be reached at: (781) 378-2164; email: jdmiller@homecarepartners.biz ; or online at: www.homecarepartnersma.com